Ask the Experts: Benefits Changes After Open Enrollment Ends but Before Plan Year Begins | Ohio Benefit Agency

Question: Can an employee change a pretax plan election after the employer’s open enrollment window has closed but before the plan year has begun? Are there any potential downsides for allowing this?Answer: Yes, an employee may make a change to his or her benefit election after open enrollment has ended but before the plan year begins. … Continued

2019 Minimum Wages | NV Employee Benefits

Eighteen states rang in 2019 with new, higher minimum wage rates. These states (AK, AZ, CA, CO, DC, FL, ME, MN, MO, MT, NV, NJ, NV, NY, OH, OR, SD, and WA) have scheduled annual adjustments for their minimum wages based on approved legislation, via ballot initiative, or varying formulas.Thirty states have a minimum wage higher than … Continued

Ask the Experts: Using a Health FSA on COBRA | Nevada Employee Benefits

Question: A terminated employee took COBRA for the health FSA. Can he stop making after-tax COBRA contributions after three months, then just keep paying the 2 percent admin fee and continue accessing the account? Or does he have to make full contributions in order to use it, even on COBRA?Answer: Health flexible spending account (HFSA) … Continued

Attitude of Gratitude | Nevada Employee Benefits

Having a grateful heart impacts more than just you! When you express your gratitude to others, it becomes a ripple effect and extends further than you can imagine. Watch this video to learn how to say “thank you” to others!

5 Ways to Say Thank You | OH Benefits Agency

As we begin our new year of 2019, we have also closed 2018 with lots of celebrations, gift-giving, and family time. Showing appreciation for others during this generous season comes second nature for some but for others, it doesn’t.  You may be looking for ideas on how to express your gratitude effectively to those around … Continued

Ask the Experts: Flu and FMLA | Reno Employee Benefits

Question: Is the common flu considered a serious health condition under the Family and Medical Leave Act (FMLA)?Answer: Most cases of the common flu do not meet the definition of “serious health condition” and would not be eligible for Family and Medical Leave Act (FMLA) leave.Some cases of the flu, however, are severe or result … Continued

Ask the Experts: Federal Survey of Employer Health Plans | Nevada Benefit Firm

Question: Our company received a survey from the U.S. Census Bureau asking about the health coverage we offer to employees, how much it costs, etc. Is this an official survey? Do we have to provide the information?Answer: It appears your company has been randomly selected for the federal government’s Medical Expenditure Panel Survey (MEPS). Here … Continued

How to Stop Procrastinating (Finally!) | Nevada Benefit Advisors

Do you consider yourself a procrastinator? A 2015 study published in Cognitive Behaviour Therapy found that about 50 percent of people consider themselves “mild” or “average” when it comes to procrastinating. And about 20 percent of people view themselves as chronic procrastinators, meaning that they procrastinate in many different areas of their lives — work, … Continued

7 Ways to Have Self-Control, Even in the Hardest Situations | Ohio Benefit Advisors

What would change if you had more self-control? Would you meet your fitness goals? De-escalate tense situations? Finally stop procrastinating on work projects? Although it can seem impossible to gain any more discipline than you already have, willpower can be exercised regularly just like your muscles. There are a few ways you can gain control … Continued

10 Nighttime Habits That Will Transform Your Tomorrows | Nevada Benefit Agency

A highly productive person probably doesn’t bolt out of bed in a panic after a short night’s sleep or hit the snooze button several times — they more likely have nighttime habits the evening before which help set them up for success the next day. As a yoga instructor, I know the importance of both … Continued

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