The Risks are Real | Employee Benefits Advisors

Even when you proactively anticipate all the people risks that have the potential to impact your workplace, it’s easy to convince yourself there is no risk to you — that it will never happen here.You may think no one at your workplace will harass anyone, no one will sue you over an honest mistake made … Continued

Opioid Addiction in the Workplace: Resources for Prevention and Treatment | Employee Benefits Agency

The opioid crisis has driven overdose deaths in America to all-time highs. By 2017, the opioid mortality rate was five times higher than the rate in 1999. This crisis is not limited to one socio-economic class or one geographic area. Opioid addiction affects those in suburban homes, high-rise office buildings, and schools in every state … Continued

The Big-Picture View of Risk | Employee Benefits Agents

Many human resources and business leaders think about compliance in black-and-white terms. We simply check the boxes and evaluate compliance efforts using one measure: “Are we doing it right or not?”It’s easy to fall into the trap of failing to see the broader implications of our compliance efforts. We need to go beyond, “What’s the … Continued

Here’s to a Healthy Heart! | Nevada Employee Benefits

Heartbreaks are painful, but did you know that heart disease is the leading cause of death in the United States, with more than 630,000 people dying from the condition each year. This equates to one in four deaths attributed to this awful disease. The most common form of heart disease is coronary artery disease (CAD), … Continued

CMS Disclosure Requirement for Employer Health Plans | Nevada Benefit Advisors

Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year to complete the form. For … Continued

From Resolutions to Reality | Nevada Benefits Consultants

Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Only 8%! Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker … Continued

Ask the Experts: Benefits Changes After Open Enrollment Ends but Before Plan Year Begins | Ohio Benefit Agency

Question: Can an employee change a pretax plan election after the employer’s open enrollment window has closed but before the plan year has begun? Are there any potential downsides for allowing this?Answer: Yes, an employee may make a change to his or her benefit election after open enrollment has ended but before the plan year begins. … Continued

2019 Minimum Wages | NV Employee Benefits

Eighteen states rang in 2019 with new, higher minimum wage rates. These states (AK, AZ, CA, CO, DC, FL, ME, MN, MO, MT, NV, NJ, NV, NY, OH, OR, SD, and WA) have scheduled annual adjustments for their minimum wages based on approved legislation, via ballot initiative, or varying formulas.Thirty states have a minimum wage higher than … Continued

Ask the Experts: Using a Health FSA on COBRA | Nevada Employee Benefits

Question: A terminated employee took COBRA for the health FSA. Can he stop making after-tax COBRA contributions after three months, then just keep paying the 2 percent admin fee and continue accessing the account? Or does he have to make full contributions in order to use it, even on COBRA?Answer: Health flexible spending account (HFSA) … Continued

Attitude of Gratitude | Nevada Employee Benefits

Having a grateful heart impacts more than just you! When you express your gratitude to others, it becomes a ripple effect and extends further than you can imagine. Watch this video to learn how to say “thank you” to others!

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